Chiropractic care is becoming one of the most popular alternative medicine options we have in the market now. Several people experiencing back and neck pain are finding chiropractic techniques as shown in their advertisements as engaging and convincingly effective. You can book an annual checkup for chiropractic care to avoid and manage pain. But their first question when considering undergoing this option is this: Is chiropractic covered by insurance?
Knowing your insurance policy and coverage
It is not extraordinary for a person to misunderstand his or her insurance coverage. A lot of times, we go to get a procedure done thinking that it is covered by our insurance policy, but lo and behold, a few months after, you may receive a letter that says you owe some money to the insurance provider some money.
Where does chiropractic care stand on your insurance coverage?
It is essential to be aware of the costs involved with chiropractic care as well as what your insurance policy covers. Insurance coverage for chiropractic care can depend on a variety of factors. Normally, most plans cover the cost of chiropractic care for short-term conditions. However, many patients often have a co-pay at the time of their visit.
For instance, it is stated on Medicare Part B or the medical insurance portion of your policy that specific parts of your chiropractic care are covered, namely the manual manipulation of your spine. However, it is very important to know that the preliminary tests (physical examination and x-rays), chiropractor’s fee, massage therapy, and acupuncture are not covered. Yes, you read it right. The only part of your chiropractic that is covered is the manipulation alone, the rest shall be paid out of your own pocket.
So, is chiropractic covered by insurance? Technically, yes. But a patient should also know his financial responsibilities before diving into this alternative medicine. It is essential then to consult your insurance provider to make sure which part of the session will they cover so that you won’t be surprised by a letter in the mail stating that you owe some money from your provider.